A Taste of American Pie :: Ethnicity Mexican American Essays

A Taste of American Pie Sunday morning. The smell of flour tortillas warming on the kitchen oven would float right to my room. I could hear the radio play scratchy ranchera tunes to which my mom consistently appeared to know the words. In the event that I lay long enough in bed, my mom would stroll in the room and attempt to wake me up, falling back on singing my name or an old Spanish nursery rhyme if all else fizzled. Ask me where home is, and I'll disclose to you simply this. This is home. This is me. All I've at any point known is Mexican culture. Both of my folks were conceived in Mexico, and I myself have never lived in excess of a couple of hours from the fringe. I've never known a Christmas without tamales or a September 16 th without festivity. In any case, I am not simply Mexican. I am Mexican-American. Mã ©xico might be home, yet America is the place I live. I find here in school that I am simply starting to realize being American. I used to feel that I would locate that importance through a kin d of duality; anything that wasn't Mexican or some portion of the minority would need to be American. Incidentally, the possibility of Americanness was nearer to home. I've come to understand that to be American is to know and offer myself. America is an aggregate of numerous societies. All things considered, it has no single, unmistakable culture. There is nobody overall American culture that is autonomous of every one of those that make it up. The alleged mixture of people groups isn't actually a precise depiction of America. This country is dabbed with social enclaves that support their own traditions and conventions as opposed to combine them with others. I, for one, would not surrender my Mexican character to turn out to be basically American. I am certain that many would concur that we are for the most part more than American. Each culture, in this manner, remains on a very basic level remarkable, never truly dissolving into another. To call yourself American is to perceive that you are a little, but necessary, some portion of a more prominent wonder.

Principles of Modern Finance Sample Midterm

Standards of Modern Finance Spring 2013 Sample Midterm February 22, 2012 Instructions †¢ You have 1 hour and 40 minutes. †¢ The test is out of 25 focuses. †¢ There are 22 different decision questions. 19 inquiries are worth one point, 3 inquiries are worth two focuses and are set apart in that capacity. †¢ If you stall out, proceed onward and return later. 1. A stock is relied upon to deliver a profit of $10 one year from now, and this profit is required to develop by 5% every year from there on. What should the cost of the stock be if instruments of comparative hazard are paying 12%? (a) $83. 33 (b) $142. 86 (c) $150 (d) $200 2. A venture has the accompanying money? ows: Year 0 1 2 Cash? w +12000 ? 7080 ? 6654 The IRR of these money? ows is 9%. Resources of comparable hazard pay 5%. Would it be a good idea for you to acknowledge this task? (a) Yes (b) No 3. I am thinking about purchasing a Greek government bond that vows to pay $1210 in two years’ time. Be that as it may, there is a likelihood that the Greek government will default among now and the guaranteed installment. On the off chance that the administration defaults, the bond will just compensation $500. The likelihood of default is 0. 5. What should the cost of the bond be if instruments of comparable hazard are paying 10%? (a) $1000 (b) $706. 62 (c) $413. 22 (d) $303. 68 4. I am selected a 2-year MBA program, and have quite recently begun classes.To pay the educational cost and everyday costs, I acquire $50,000 every year (paid toward the beginning of the year). The financing cost on the advance is 5%. I am sure to find a new line of work toward the finish of the two years of study. That activity will be ensured for a long time (from the date I start work), at a steady pay which will be paid toward the finish of every time of work. There are no expenses. I gauge that I will have the option to spare 1/4 of my salary, whatever my pay is. What is the base pay the activity must need to permit me to pay o? my credits inside ten years? (2pts) 2 (a) $43,050 (b) $50,000 (c) $55,752 (d) $61,339 5. A Mastercard organization o? rs me a card with 20% APR, exacerbated every day. I make acquisition of $3,000 on the card, and permit enthusiasm to gather on those buys for a year. Accepting every year has 365 days, the sum I should repay is: (a) $3,315 (b) $3,600 (c) $3,664 (d) $3,901. 30 Answer the following two inquiries regarding this data: Analysts contend that two things can occur throughout the following year: the economy can proceed for what it's worth or it can go into downturn. The profits of two stocks: General Electric (GE) and Cisco (CSCO) in every conceivable state are given beneath: State Return on GE Continue as-is 15 Recession ? 5 Return on CSCO 5 - 1 The examiners gauge the likelihood of proceeding as-is to be 0. 8 , and the likelihood of a downturn to be 0. 2. 6. What is the normal profit for a portfolio which is 120% in GE and ? 20% in CSCO? (a) 10. 04% (b) 8% (c) 2. 55% (d) 0% 7. What is the fluctuation of CSCO? (a) 1. 96%2 (b) 5. 76%2 (c) 13%2 (d) 23. 04%2 3 8. Alice can get a one-year advance at 5% at her bank, while no bank is eager to give Brad a one-year advance for under 10%. Brad has quite recently had medical procedure, and must compensation the emergency clinic $10,000 quickly, yet he has no cash today, however he will have cash in one year. So Alice o? rs Brad a proposition: she will obtain $10,000 from her bank for one year for her own, and Brad will reimburse this advance. What's more, he will pay Alice an entirety of cash today. What is the greatest sum that Brad ought to be happy to pay Alice in advance under this course of action? Alice isn't happy to consider getting more than $10,000. (2pts) (a) $454. 54 (b) $377. 18 (c) $476. 19 (d) $500 9. The hazard free loan cost today is 7%. One year prior, you purchased a benefit which is sans hazard and would pay $100 two years from the date of procurement. The hazard f ree loan fee on the date of procurement was 10%. You sell the benefit today.What is the pace of return (HPR) that you made? (a) 13% (b) 10% (c) 7% (d) 15% 10. The relationship between's Alcoa (AA) and American Express (AXP) is 0. 3. You need to frame a portfolio, putting half in each stock. What is the difference of your portfolio’s return? You have the accompanying data: AA AXP 10 12 8 16 Expected return Standard deviation of return (a) 85. 76%2 (b) 99. 2%2 (c) 121%2 (d) 144%2 11. On the off chance that you can get a 8% return (yearly e? ective) on a multi year CD from your neighborhood bank, would it be savvy to put resources into a multi year security which vows to make a solitary installment of $1000 toward an incredible finish? Expect both are similarly unsafe). This bond costs $475 now and will pay $1000 in ten years. 4 (a) Yes, the bond is better. (b) No, the bond is more regrettable. (c) Can’t tell from data given 12. You are given the accompanying data about a rrangement of two dangerous resources, An and B: Weight in A Weight in B Std. dev. of portfolio 0 1 12 0. 5 0. 5 14 1 0 16 What is the covariance among An and B? (a) 192%2 (b) 168%2 (c) 224%2 (d) Cannot be resolved 13. A ? rm in a well-working capital market has the accompanying tasks accessible. The hazard free rate is 10%. Which would it be a good idea for it to put resources into? NPV IRR X 10 15% Y 0. 3% Z - 5 22% OCC 22% 5% 6% (a) X in particular (b) Z just (c) X and Y (d) X and Z (e) All three 5 14. You are thinking about putting resources into a bond. This bond costs $300 now and pays $550 in ten years. What is the IRR of this venture? (a) 1. 06% (b) 6. 25% (c) 8. 33% (d) 9. 01% Answer the following two inquiries utilizing the accompanying data: A task has the accompanying expected money ? ows. Year 0 1 2 Expected money? ow ? 370 814 ? 447. 7 The IRR of these money ? ows is 10%. 15. Which of the NPV capacities on the accompanying page best portrays this task? (2pts) (a) Graph A (b) Graph B (c) Graph C (d) Graph D 16.Given your response to the past inquiry, what is the scope of rebate rates for which you ought to acknowledge this venture? (a) 10% in particular (b) Greater than 10% (c) Less than 10% (d) Always acknowledge, with the exception of at 10% (e) Always dismiss 6 NPV 10% Discount rate 10% Discount rate Graph A Graph B NPV 10% Discount rate 10% Discount rate Graph C Graph D 7 Answer the following six inquiries utilizing the accompanying data: Boeing is an expert? table plane maker. It is thinking about structure an office to fabricate 747s on 10,000 sections of land in the Nevada desert. It isn't thinking about some other sites.To urge Boeing to set up the office, the nearby office of trade has purchased the land and has o? ered to lease it to Boeing at a lease of zero dollars for each year. Accept that this â€Å"gift† has no expense suggestions for Boeing. If Boeing somehow managed to attempt to lease the land in the open market, the leas e would be $1,500 per section of land every year, payable toward the finish of every year. Building the industrial facility will cost Boeing $800M (800 million dollars), of which $200M is payable today and $600M will be should be paid when the processing plant starts creation. It will take one year to manufacture the industrial facility and start production.The IRS says that the $800M cost can be deteriorated (straight-line to zero) over the ? rst twenty years in which the processing plant produces planes. Be that as it may, Boeing expects that the interest for the 747 will in the long run evaporate, thus they intend to scrap the plant after the ? rst ten years of creation. They expect the piece will be sold for $100M. Boeing anticipates that the office should create and sell three Boeing 747 planes per year, with the ? rst clump prepared before the finish of year 2. Crude materials cost $100M per plane, and work costs will be $120M per year. Work costs will be paid toward the year' s end in which they are incurred.Raw material will be paid for one year late (I. e. , crude material expenses brought about in year 2 will be paid toward the finish of year 3). Deals will be paid for a long time late. Stock is constantly 0. The value Boeing will get for each plane is dubious. It may be as high as $500M, or as low as $200M. No doubt, the cost will be $400M. By and large, the value they hope to get is $350M. Boeing’s corporate o? ce is situated in Chicago. At present the CEO and his sta? make 120 ? ights a year in the corporate stream. Each ? ight costs $200,000. On the off chance that the Nevada office is fabricated, the CEO should make ten more ? ghts a year, beginning in the ? rst year of creation, with the expense per ? ight being the equivalent. The expense of the ? ights is caused toward the finish of year wherein the ? ights are made. The compensation of the CEO will remain ? xed at $12m every year. In any case, the corporate o? ce has chosen to assign $ 1m every time of this expense to the Nevada venture, should it be assembled, beginning toward the finish of year 2. This allotment has no expense suggestions. Boeing has another venture which they needed to begin today. This task has a solitary after-charge money in? ow of $20 million one year after it is begun (and no other in? ws or out? ows). Building the processing plant in Nevada will possess official time, and imply that Boeing should defer beginning this task until the Nevada plant starts creation. Charges are relied upon to be 30%. The rebate rate is 8%. 8 17. When computing money ? ows for NPV, the income in the salary explanation toward the finish of every time of creation will be (a) $600M (b) $1050M (c) $1200M (d) $1500M 18. The normal money ? ow the ? rm acquires from rejecting the plant following ten years of creation is (a) $70M (b) $90M (c) $100M (d) $190M (e) $280M 19.The cost that you will appear in the salary articulation for every time of creation will be: (a) $4 20M (b) $422M (c) $423M (d) $438M 20. What is the working capital toward the finish of the second year of creation? (a) ? $300M (b) $750M (c) $1050M (d) $1800M 21. What is your net money ? ow two years after the plant has quit creating, that is, toward the finish of year 13? (a) $0 (b) $735M (c) $750M (d) $1050M (e) $1800M 9 22. The PV today of the open door cost from deferring the other venture is: (a) $20M (b) $18. 52M (c) $17. 15M (d) $1. 37M 10

How to Read Faster and Retain More from Everything You Read

How to Read Faster and Retain More from Everything You Read There is a chance reading is not your favorite thing in the world. And if that is the case, you’re most probably not very good at it. That needs to change.Reading is not only a great pass time, it is a great way of processing information â€" as opposed to watching TV, for example. Statistics tell us people who read more are richer, they are in relatively better health, they have more success in their careers.If you happened to be able to read faster and get more information from it, will you will be willing to read more often?This article will give you helpful advice how to teach your brain great techniques in order to go through written text faster and comprehend more from it.WHY WOULD YOU WANT TO READ FASTER?We read for multiple reasons. Some of us read mainly for pleasure, while others read mostly at work.While you want to take your time when reading your favorite new novel, you certainly want to be more efficient when reading work documents, or anything that is taking your prec ious time at the office.When you say the word ‘reading’ you probably imagine yourself standing in front of a book or a sheet of paper, fully concentrated, with all the time in the world. But that is not always the case.Especially at the workplace.For example, imagine you at one of those boring presentations, and the presenter of the information is in a hurry. You will only have a little bit of time to read those information heavy slides they are screening in front of you, and at the end you will be expected to be an efficient member of your brainstorming session or discussion. The more you manage to get out of the presentation, the more creative and full potential your ideas will be.Learning to read more efficiently will give you a competitive edge over your team members â€" you will become better at analysis, you’ll will be faster in comprehending new information.Reading fast improves your memoryReading is a great brain exercise. Not only do you have two digest the informatio n, you have to retain it and analyze it, and, preferably, remember it.It is not just a speed exercise.Research proves exercising your brain regularly is very beneficial â€" you are not wearing it out â€" on the contrary. Research tells us that heavy mental exercises can actually preserve your brain from damage caused by disease â€" for example Alzheimer’s. Activities such as solving crossword puzzles have been proven to be a healthy way to train your brain muscle. Learning to read fast and constantly challenging yourself is a way to progress in your training. Improves your focusWhen we’re not putting enough strain on our mind we get distracted very often and easily.We tend to allow ourselves to do that â€" we watch TV while we read the news, or we listen to music while we work.We seem to constantly prefer a false sense of comfort over focus. And focus is what guarantees us our efficiency.Trying to read faster and faster requires that focus. What is more, research shows that focu s is the subject of progress. The more often you put yourself in the situation of no distractions, the easier you will achieve a focused mind.Saves you timeThis is one of the more obvious reasons why you want to read faster. And while it is obvious it is a factor, it is underestimated how big of a factor this is. As reported by Globalnews.ca ‘people now spend one-third of their time at the office â€" and half of the time they work at home â€" reading and answering emails. And 30 per cent of that time, the emails are neither urgent nor important. That’s 11.7 hours spent at work and 5.3 hours at home â€" every week.’ Imagine how much of your time you could save if you could double or even triple your reading speed.HOW FAST SHOULD YOU BE ABLE TO READ?Can you really double or triple your reading speed? Well, to answer that question, you first need to know how fast you are reading already. According to Forbes, this is how fast you are supposed to be reading, counted in words per mi nute (wpm)Third-grade students = 150 words per minute (wpm)Eight grade students = 250Average college student = 450Average “high level exec” = 575Average college professor = 675Speed readers = 1,500World speed reading champion = 4,700Average adult: 300 wpmThere are free reading speed tests available online. Before you take any steps towards improving the speed of your reading, you need to know the current speed you’re working with.HOW TO START READING FASTERThe Tim Ferris experimentTim Ferris reports to have always been fascinated by the idea of the amount of time he could save himself if he could read at one third or even one fifth of the time. He believes that increasing the reading speed mainly involves controlling the fine motor movement in particular. The projectHe claims to have discovered a way to improve the reading speed of all participants, in what he calls the PX Project, by more than 30% in less than five minutes. And the further you are involved in the project the more you can increase your reading speed. The PX project is something Tim Ferris has taught to undergraduates at the Princeton University.The claimsAccording to him, the project is nothing more than a three-hour cognitive experiment with some great results. He claims to have never seen the experiment fail â€" it has been tested on foreign language speakers and even dyslexics. The experiment is supposed to teach anyone to read even technical material at more than 3000 words per minute which means 10 pages of text in one minute. To compare, the average reader has the speed of 300 words per minute, or half a page in one minute.You will need:A reading material of more than 200 pages. The material should be able to stay open at all times â€" do not go for a small-page book that keeps closing all of the time.Three hours for the experiment, in increments of 20 minutes of exercise in one session.A pen.A timer.You need to know:When you’re reading your eyes do not follow the lettering smoot hly. Rather, they move in what is called saccadic movements. You are fixating your eyes on a particular part of the sentence you are reading and you are taking a temporary snapshot of the page you’re seeing. If you find that hard to believe you can conduct your own experiment. Close one of your eyes and put your index finger on it. With your other eye open, read several sentences. You will fill the little jerky movements with the finger on your closed eye. The average reader constantly rereads text on their material because of a wrong fixation on text that has already been read. In order to improve your reading speed you must eliminate those regressions. Your current focus of reading fixation is most probably circular instead of elliptical. You are fixating on words that are above and below the text you’re reading. If you, instead, try and concentrate your sight horizontally and not vertically you will have a better understanding of the particular line your reading instead of f ocusing on unnecessary information above and below it. That alone is going to increase your reading speed by 50%.How the experiment worksThe experiment has several stages. You will learn to apply one principle, you exercise for it, you will time the increase of your reading speed, and you will challenge yourself with the new principle.Start the experimentEven though you might already know your reading speed, it is a good idea to doublecheck their reading speed with the particular materials you will be using for your experiment. Count the words from the first five line of your text. Now count the number of lines on the first five pages. If you divided by five now you will have the average number of lines per page. Multiply the amount by the number of words per line and you have yourself a number of words on the first five pages. This will give you a good idea of the number of words. Now read from the text for one minute exactly. Multiplying the lines you have covered by your average words-per-line number and you are ready with your current reading speed. You have to use a tracker and a pacer. You probably already used a pen to count the words per line and lines per page. Using a tracker means you have an object that points to you what is your current position in the text you’re reading. That will minimize the amount of times you are going back to text you have already read involuntarily. If you use your pen as a tracker you will probably move it in a smooth pace with your hand under the lines that you’re reading â€" which means that that can also be your pacer. You will use it to force yourself to be reading at a particular speed.Start reading at the minimum speed for one line per second, using your pen as a tracker and a pacer, and at this point do not concern yourself with actually comprehending the text. Just make sure you read it at the minimum speed. Repeat until you have reached your goal for one line per second. Continue on the same exercise until yo u reach the goal of two lines in one second. Read it so for 3 minutes. Focus on the exercise â€" remember, at this point you are just teaching your brain to adapt to the higher speed. You will work for comprehension later. Take a little break from reading to work on your focus. Stare for a minute at the center of the page trying two expand your peripheral vision. Focus on one word in the middle of the line and try to figure out what the rest of the sentence says. When you’re ready check if you’re a correct and switch your focus to another line or another page.Now do another session of reading following this technique. Remember to never read slower than one line per second, once again do not concern yourself with comprehension. You’re just teaching your brain to adapt. You are going to comprehend the fast read text later. Using your pen for a tracker, track your text while you are reading it like you did before, but this time while pointing with your pen skip one word at the be ginning of the line and then skip one word at the end of the line. Do so for one minute. Then for another minute skip two words at the beginning and two words at the end. Next, for three minutes straight try reading at the same pace skipping three words in the beginning of the line and three words at the end. Don’t worry if you do not understand the text completely. You’re just creating a reflex.Now calculate your words per minute reading speed. Try to read for a month fast with comprehension of the text. What were your findings? Did the experiment work for you? If you found there is a significant change in your reading speed, feel free to conduct the experiment again and track your changes. Mindful readingWhile the PX project gives you an exercise to train your brain and to teach it to read differently â€" creating a reflex how you should approach comprehending written information, mindful reading relies on you understanding how reading happens in your brain, so that you’ll c an manipulate that process and do it faster.Stop subvocalizingWhen you are reading written text you are probably hearing your own voice in your head going through the words on the page. You’re pronouncing them at the same speed if you read out loud. Well, you are not reading out loud. That is actually a very bad habit for people that want to learn to read faster. It is called subvocalizing. If you keep subvocalizing you will never reach the full potential of your reading mindfully. It is unnecessarily slowing you down. It is distracting you. If you focus on the meaning of the text you will not need to focus on little things like the pronunciation of the words for example. Work towards awareness of your subvocalizing. There is a trick that can help you achieve this. Try focusing on a word on the page without reading it aloud in your mind. Instead, focus on its meaning. Try a sentence then. Whenever you feel more confidence continue reading that text without hearing it in your head at all. Preview what you are about to readProbably it is way more difficult to comprehend a text if you have no idea what it’s about, who is it from and where is it going. Preview the first lines of the entire chapter of that text you’re about to start reading. Focus on the longer words from them. The longer words are usually the more specific words (as opposed to the more generic ones) â€" they will give you a better information about the jargon in the text â€" they will have a specific topic. When you know where the text is going it will be more difficult for you to get caught up in misunderstandings in the text caused by the higher speed of reading. Has it ever happened to you that you missed a little word and then in the entire paragraph stopped making sense for awhile? For example, the difference between ‘we most certainly do not participate in such events’ and ‘we most certainly do participate in such events’. The preview of the text will eliminate it most of those cases because you know what is coming next. Be mindful of the purpose of the textWhen you are previewing be more conscious of specific words into text, depending on its purpose. If you are reading a technical text, watch out for the jargon. If you are reading a novel, be more mindful of the words signifying feelings. If you are reading an email, watch out for action words and modal verbs â€" ‘we must go’, ‘please find’, ‘you should not delay’, ‘we would love it but…’Once again, this is the rule that you should be more conscious of the words that bring you the greatest meaning in that particular text you are reading. Track your speed and difficulty levelDo not get discouraged if your reading speed goes lower when you increase the difficulty level of the text. Remember there is a huge difference between reading your favorite novel and the reading a physics book.Do not expect for your progress to go smoothly. You will always experience bumps on the road. You will not always be able to tell the text you’re reading right now is more difficult than the one you did before. Obviously you will have other factors â€" you could be tired, sick or your attention could be preoccupied by something else. Track your reading progress Be constantly mindful of your reading speed. To begin with, make sure you have determined your baseline reading speed when you begin working on improving your pace.Whenever you read, take a second to think about the speed with which you want to read â€" if you are reading a large amount of information for your work you might prefer to read for a quality of comprehension and speed. If you’re reading for pleasure you might want to slow down and to cherish the authors work. In both of those cases being aware of the reading speed will help you improve your technique in the future. Make sure you take a test as your reading pace at least once every two weeks.Skip the small words when you readBe careful. When we talk about skipping the small words we do not mean skimming your text. By popular definition, skimming your text means to go over that text so quickly you are really not expected to have any comprehension of what is written, but could just get the general idea. If you skim you might know what the text is about, what is the writing style, what happens at the end. But you will miss a large amount of the information.While it could be useful in certain circumstances, it is not a form of reading we associate with understanding. What we mean by saying you should skip the small words is, that you should focus on the words that bring specific meaning and not the words that are too generic and are used to often. Words such as ‘and’, ‘if’, ‘is’, ‘to’, and ‘the’ can be found in any context. They will not be essential for your understanding of the particular text that you need to read.Read a lotThe moment you have an agenda with your reading, you will start feeling it’s a chore rather than a pleasurable activity. Do not put your reading materials aside, however.As with anything your training to do, it takes practice. Make sure you give it at least 15 to 20 minutes a day. Change your attitude towards readingReading, you used to think, was just another human ability. Now that you know a lot more about it, act accordingly. Your are now somewhat of an expert. You know how everything works in the brain. Experience the pleasure of your accomplishment. Cherish the power you’ll have now gained. You are a superhero with a very cool ability. Teach others.Watch this fascinating video about learning faster to gain a new superhero skill:CONCLUSIONThere you have it. Now you know that reading is nothing more than a process that you can teach yourself and your brain. You are not done learning to read in the first grade. You can continue developing helpful techniques to read with more skill and more mindfulness.You will read more quickly, more efficiently, and the entire process will be more pleasurable and will give your more information. You will have a competitive edge against all your co-workers and even your friends. Make it a goal till the end of the year to double your reading speed.You can do it!

The Predicament of Amnesia - 1080 Words

The Predicament with Amnesia Amnesia is a type of memory loss that one develops in certain situations. It does not mean, however, that one forgets their self-identity. It states that those who have amnesia only have the trouble of acquiring new memories or forming new memories. Some causes of amnesia are damage to the brain structures that form the limbic system, which is where your emotions and memories are controlled, those who have Alzheimer’s disease, seizures, strokes, tumors in the area of the brain that controls memory, and also alcohol abuse. There are two main different types of amnesia. The two types are retrograde and anterograde, and there are some significant case studies in which these individuals had one or both types of†¦show more content†¦When she came back to her house from work, she noticed he wasn’t present in their home. He had left his house and was found wandering around the streets. When he was attended in the hospital, doctors discover ed he had a virus that caused holes in his brain. This condition was called Encephalitis. This unfortunately left him with having anterograde and retrograde amnesia at the same time. His affected areas were thalamus, hypothalamus, temporal lobes, occipito-parietal and frontal lobes, and amygdala. His memory had last between 7-30 seconds. Clive had a spatial implicit memory. Within his emotional memory, he would gradually accept his condition. He was still surprisingly able to recall some of his procedural memory. Another patient who dealt with a similar situation of having both anterograde and retrograde amnesia was patient R.B. This patient had a reduction of blood to the brain, which was caused by a heart bypass surgery. His lacerations were restricted to the hippocampus. Thus, the result caused him to remain with an absence of memory Amnesia is a type of memory loss that some people develop depending on the circumstances. It could be very common if one damages their brain in the area where memory is stored. Strokes, seizures, Alzheimer’s disease, alcohol abuse, or certain medications one takes can lead to this unfortunate syndrome. There are two types of amnesia. The first type is called Retrograde Amnesia in which one cannot remember their old memories beforeShow MoreRelatedEssay on Amnesia in Memento Directed by Christopher Nash1081 Words   |  5 PagesThe film, Memento, tells a multidimensional story about a man, Leonard Shelby, who suffers from short-term memory loss illness, anterograde amnesia. He is impaired by this medical issue due to being hit on the head when defending his wife, who was attacked and raped in their house during the middle of the night. He kills one of the invaders during the attack. With inability to form new memories, one of the last things Leonard remembers is seeing his wife, die. 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The importance of death stems from the fact that the individual is defined by his reputation and esteem among others, as Vernant points out when he argues that . . . real death lies in amnesia, silence, demeaning obscurity, the absence of fame. By contrast, real existence—for the living or the dead—comes from being recognized, valued, and honored. Above all, it comes from being glorified as the central figure in a song of praise, a storyRead MoreInterpreting Maladies: The Necessity of Being Rooted and Being the Root2013 Words   |  9 Pagesexiles, immigrants and ethnic communities† (Pandey 20). The experiences of these people of Indian diaspora are an amalgam of both constructive and astringent experiences. Their experiences range from trauma to felicitations, from nostalgia to amnesia. They have assimilated with the host society as well as insulated themselves. The impact they have made as well as the influence they have received in a multicultural society has either made a good reputation and brought pride to their nation or leftRead MoreThe Rebel Society Essay2334 Words   |  10 Pagesrebel society that we have created. In less than two minutes the word â€Å"community† will cease to exist. My wife, my two daughters, and I will be cut loose into the Big E and all we can do is pray for a soft landing. As I reflect upon our shared predicament, I can only hope the painful reminders of this experiment will be spirited away during the journey. On the contrary, my first memories were pleasant. They came to me when I was just six years old. I remember the delicate hands washing off theRead MoreBrain Functions and Psychology1847 Words   |  8 Pagesbut these same structures are not the final resting place for permanent memory. According to Bayley, Hopkins, and Squire (2006) damage occurring to the â€Å"hippocampal region and surrounding structures impairs new learning and leads to anterograde amnesia† (p. 13317). In addition, recently acquired memories are impaired more than remote memories (Frankland amp; Bontempi, 2005). Squire, Stark, and Clark (2004) state that â€Å"medial temporal lobe lesions [result in] profound forgetfulness†Read MoreThe Man Who Mistook His Wife For A Hat1960 Words   |  8 Pagesimpairments that categorize with loss of functions are loss of vision, speech, language, memory, dexterity, and identity. Some of the diseases or dysfunctions that classify these impairments are Aphonia, Aphemia, Aphasia, Alexia, Apraxia, Agnosia, amnesia, and Ataxia (Sacks 3). It was Paul Broca in 1861 who began the study of the relationship between the brain and mind when a patient case had damaged to the left hemisphere of the brain resulting in aphasia, loss of speech. It was due to this to whichRead MoreFinding The Lost Colony Of Roanoke Essay2058 Words   |  9 Pagesprovisions. John White as a position of a governor, he could not reject the tremendous potential of exploitation that this plantation had. His plan was to get more provisions and returned to Roanoke with his f amilies as soon as possible. Nevertheless, predicament happened to him. After collecting enough amount of supplies, he wasn t able to sail back to Roanoke because of the war of Spain. As a result, he spent at England for three years until he found a cargo that would let him go back. At last, JohnRead MoreThe Perpetrators : Killers, Victims, Or Both?2367 Words   |  10 Pagescrimes and either imprisoned for life or killed after the Holocaust has ended. One of hundreds of perpetrators who spoke during the Nuremberg trials was a man named Hans Fritzsche. Years after the Holocaust concluded, Hans had now come to the predicament that I have been tricked and trapped[...] even when I tried to put a check on it...Let us explain our position to the world, so that at least we won t die under this awful burden of shame. I have the feeling I am drowning in filth....I am chokingRead MoreRural Poverty Alleviation in Nigeria10400 Words   |  42 Pagesbeing   identified   and   recovered   from   all   over   the   world.   It   is   also   true,   or   so   it   | |seems,   that   Obasanjo   is   carefully   picking   his   battles.   Those   battles   that   he   thinks   he   might   lose,   he   develops   | |selective   amnesia   and   refuses   to   know.   All   the   corruption   probes   today   seem   to   be   centred   on   Abacha   and   his   | |government   alone,   no   probes   on   Babangida   and   Abubakars   governments.   These   people   are   untouchables,   in   the   sense

The Fight Against Essay Topics on Health and Fitness

The Fight Against Essay Topics on Health and Fitness Using Essay Topics on Health and Fitness To help you recognize which issues to discuss, we've listed the very best health care essay topics below. Some students utilize the very first idea that arrives in their head and work on it, but the outcome isn't successful. Should you look around, you are going to observe social troubles that affect society each day. Several facets, the salary being probably the most essential one, motivate plenty of young folks to select a career in healthcare. Otherwise one you could do more damage than good and set your self in danger. All you will need is an excellent example which is going to be a good starting point for your writing. Somebody gets essential wisdom and experience there. Teen pregnancy prevention should be raised. Patients with anorexia nervosa ought to be asked to find palliative care. People with autism aren't mad! Teen suicide awareness should be raised. The title of your paper will demonstrate the audience what they should anticipate from the remainder of the assignment. Okay, now you have the fundamentals about how to go for an informative essay topic, let's dig into some wonderful ideas! Hiring someone to write a college essay is such a very good way to acquire a superb result when you speak about a customized essay. Be conscious of the size it must be and get started writing the narrative essay outline. Don't neglect to get a Kibin editor review your final paper to be certain it's on the right path. You've got to compose an informative essay. Our example essay may also help you to understand how to use various style of writing. Once you have decided on a topic that appeals to you, you should concentrate on essay writing. You may have to pick a suitable topic for your essay paper and you're running short of ideas. Here's What I Know About Essay Topics on Health and Fitness Several have tried to find out the factors for mental illnesses. You may also think about focusing on several different methods to take care of either disorder. Nonetheless, there are lots of diseases which are far too complicated and continue being irremediable. There are a number of factors that may give rise to an individual to come up with a mental disorder. To me the book was somewhat dull. There is an abundance of information that can be found on the internet that you're able to research and gather for such a topic. The list of ideas is given below. Thousands of students visit our websites to create use of our example essays on account of the standing of our site. By tackling stigma, improving public mental well-being, and providing high excellent recovery focussed mental health solutions, you can begin to find out what is and ought to be possible. Most importantly is how customer satisfactory should always be our very first priority. Morality has a collection of unsolved problems, the solution on which usually presents a decision. There are lots of problems, even on your own campus, which need to be resolved. Essay Topics on Health and Fitness for Dummies Today best college admission essays give a significant competitive edge for high school graduates seeking to become freshmen in the majority of prestigious and reliable universities in the usa and UK. One of several advantages of public schooling is it is a distinctly distinct setting from house in which studying topics in your home helps make it hard to continue being disciplined sometimes. Anyway, it's particularly interesting to study in forensic mental wellness counseling because th e study gives you abundant opportunities to address very intriguing or extreme cases can hardly be encountered in traditional mental wellness counseling. You're going to be surprised about how simple it is to be fit, even in college. A Secret Weapon for Essay Topics on Health and Fitness Advanced interpersonal and communication skills impact the attribute of medicare too. There are hundreds and hundreds of topics to select from and come up with when you sit and consider it. Moreover, you will by default begin to get notifications of further maturation of the website. You can also locate short answers to every question. Key Pieces of Essay Topics on Health and Fitness In several scenarios, mental sickness is ignored or not given the appropriate remedy punctually, therefore, causing critical consequences. For review by many others that are in on the care of the individual. Mentally ill patients wind up in prison and stay longer because the majority of them cannot comply with the strict rules because of the nature of their condition in contrast to other prisoners. The disorder may persist several months or longerand may recurbut it's generally reversible in the brief run.

Thrift Savings Plan Free Essays

Thrift Savings Plan HRA-360 Total Compensation Dr. James Waters Jacqueline Kelly 2 March 2010 Every successful organization depends on the abilities of a good workforce. The United States Government is no different. We will write a custom essay sample on Thrift Savings Plan or any similar topic only for you Order Now One of the major concerns of most employees is receiving fair compensation for the work performed, even after retirement. In 1920 the U S Federal government provided retirement, disability and survivor benefits for most civilian employees. The plan continues to provide benefits to those still covered under the plan. Employees covered under CSRC were not covered by Social Security. However, realizing a need for change, the United States Congress designed a new program, the Thrift Savings Plan, which was enacted 6 June 1986 and became effective 1 January 1987 in the Federal Employees Retirement Act of 1986. The Thrift Savings Plan is meant to operate like a 401(k) retirement savings plan. The plan permits employees to defer paying taxes on the money saved until they retire, at which time they may be in a lower tax bracket because they are no longer earning a full time income. The Thrift Savings Plan is one of the three parts of the Federal Employees Retirement System, and is the largest defined contribution plan in the world with assets worth over $210 billion dollars. The Thrift Savings Plan has the over 3. 7 million participants who contribute to the plan on a voluntary basis. Some these civilian participants included: Individuals on approved leave without pay to serve as full-time officers or employees of certain unions or other employee organizations Individuals assigned from a Federal agency to a state or local government under an Intergovernmental Personnel Act assignment who choose to retain FERS or CSRS coverage Individuals appointed or otherwise assigned to one of the Cooperative Extension Services, as defined by the National Agricultural Research, Extension, and Teaching Policy Act of 1977 Federal justice and judges, certain Federal bankruptcy judges and magistrate judges, Claims Court judges, and Court of Veteran Appeals judges Nonappropriated Fund employees of the Defense Department or the U. S. Coast Guard who have chosen to be covered by FERS or CSRS. According to an rticle in the Business Source Complete, participants in the TSP are disproportionately male, higher earners, older, full-time workers, and either white or nonblack minorities compa red with the population at large. I expect this number to continue to grow as people’s concerns increase about Social Security’s existence further down the road. Employees in the Federal Retirement System are limited to contributing 10 percent of their earned income to the program and the federal government will match up to 10 percent. Employees who fall under the Civil Service Retirement System (CSRS) who are not covered by Social Security may invest up to 5 percent of their earnings to the TSP. The federal government contributes 1 percent to TSP accounts for all employees covered under the Federal Employees Retirement System. Many government employees obviously consider this program an important compensation and they continue to increase their contributions as their earnings increase. Data collected by the Department of Labor, the Employee Benefit Research Institute, and the Federal Retirement Thrift Investment Board for 1992, 1993, and 1997 noted that the TSP had a participation rate of 79 percent, which is more than the 68 percent eligible workers utilizing 401(k) plans, and 8 percent participating in IRAs. A contributing factor to the differences in the number of employees participating in the different programs may be the fact that government employees have a wealth of knowledge available to them on the TSP. They are able to monitor their accounts daily on the internet. In addition, changes may be made on how much is contributed and they may borrow from the account when necessary with minimal penalties. Although, they are advised that the account are established for long-term investing in their future are retirement. Federal employees under FERS have noted a pivotal reason they participate in the program is because of the matching contributions and those employees under CSRS tout the tax benefit as their main reason for participating in the program. Many people consider landing a government a great feat because of the benefits of getting all federal holidays off with pay, vacation and sick leave, and most time tuition reimbursement. But the TSP may now be very a sought after component of a compensation package. An added benefit to the TSP is workers are fully vested in the 1 percent agency automatic contributions after three years( two years for congressional employees and executive-branch political appointees). In addition, workers who leave the federal government for jobs in other sectors of the economy can leave their money in the TSP and it will continue to accrue interest, dividends, and capital gains according to the performance of the funds in which they have chosen to invest. If they opt not to leave their money in the TSP, they may roll it over into another investment vehicle such as an IRA or a 401(k) plan. Furthermore, there are no huge fees for management of the account. A draw back to the TSP is new hires have a waiting period of 6 to 1 year before they can reap the benefit of employer matching contributions. However, they may rollover distributions into the TSP form other tax-qualified retirement savings plans from private-sector firms. Provided certain criteria are met. The TSP is now available to military personnel. On October 30, 2000, the Floyd D. Spence National Defense Authorization Act for Fiscal Year 2001 (Public Law 106-398) was signed. One provision of the law extended participation in the TSP, which was originally only for Federal civilian employees, to members of the uniformed services. The uniformed services include: †¢Department of the Army †¢Department of the Navy †¢Department of the Air Force †¢United States Marine Corps †¢United States Coast Guard †¢Public Health Service †¢National Oceanic and Atmospheric Administration All contributions made by civilians and military personnel are made by way of automatic payroll deductions. They also had a limit of which they could contribute, mandated by the IRS of $15,500. Fortunately, employees over the age of 50 have a provision that allows for a little catch up, in that they may contribute an additional $5,000 annually. Employees may also make early withdrawals without penalty from the IRS if they need the money to pay for medical expenses of the plan participant, a spouse, or dependent, but only to the extent that they exceed 7. 5 percent of adjusted gross income. Ironically, funds may be withdrawn through an IRS levy to collect back taxes owed by the plan participant. Another allowable withdrawal may be for an alternate payee under a qualified domestic relations order (QDRO). Also, early distribution is permissible if it is part of a series of substantially equal periodic payments (SEPPs) over the life of the participant or the joint lives of the participant and the beneficiary. Both CSRS and the FERS retirement pension plans are determined by multiplying three factors: the salary base, the accrual rate, and the number of years of service. Salary base is the final average pay, usually their highest, before retirement. Nevertheless, while the TSP is an outstanding compensation for federal employees it does have some disadvantages. The Thrift Savings Plan is a defined contribution plan similar to a savings account maintained by the employer on behalf of each participating employee. The combined amounts contributed by the employee and employer are invested in stocks and bonds but the employer has no financial obligation other than making contributions to the employees retirement account. All the investment risks fall on the employee. If they do not invest enough for a comfortable retirement, or if the investments lose value or increase too slowly, the employee bears the burden of not having adequate income for retirement. If an employee withdraws from the fund before age 59 they will pay an additional 10 percent tax penalty. This additional tax does not apply to the beneficiary after the death of the participant of if the participant becomes disabled. I feel the government TSP is an excellent compensation afforded to civilian employees because they receive a specific dollar amount matched by Uncle Sam. They are able to make payroll deductions directly into the account and are able to manage their account directly through the internet. Employees covered by FERS have an amount equal to 1 percent of pay contributed to the Thrift Savings Plan by their employing agencies, even if the employee makes no voluntary contributions to the TSP. This amount is not deducted from employee pay. It is paid by the employing agency from sums appropriated to it by Congress for salaries and related expenses. Assuming a nominal annual investment return of 6. 0 percent, an employee who retires after 30 years of federal employment will be able to replace only about 3 percent of final salary from his or her TSP account if he or she never makes a voluntary contribution to the plan. Although it is minimal, employees can still benefit from the plan without contributing a penny. Without using a financial advisor, they have the ability to make intranet transfers on their accounts. Thrift Plan participants can receive account-balance information and conduct transactions using an automated phone system or on the Thrift Plan’s Website at www. tsp. gov. The plans seem relatively simple to understand. Employees no longer have to wait for an open enrollment period to make changes to their account. Government and military personnel have two choices on the bond side to invest in. If they want to invest in a low risk bond, the choice is the â€Å"G Fund† which invests in government securities, or the â€Å"F Fund,† which is tracks the Lehman Brothers Aggregate Bond Index. There’s a target maturity plan which they call â€Å"Life Cycle,† or â€Å"L Funds†. Basically, they way the plan works is participants select the fund whose target date corresponds most with the year they hope to retire. It is a diversified portfolio, investing in the C, F, G, S, and I funds that become more conservative as the participant nears their retirement age. The â€Å"C† fund invests in stocks of all of the corporations that represented in the Standard and Poor’s 500 index. The â€Å"F† fund, or â€Å"Fixed Income Index Investment Fund† invests in securities represented in the Shearson Lehman Brothers Aggregate (SLBA) bond index. They are comprised of government bonds, corporate bonds, and mortgage-backed securities. The â€Å"G† fund consist of U. S. government securities and pays interest equal to the average rate of return on long-term U. S. government bonds. This is a very low risk fund and considered the safest of the TSP funds because the principal is guaranteed not to drop in value. The â€Å"S† fund (Small Capitalization Stock Index Fund) invest in the common stocks that are represented in the Wilshire 4500 index. The â€Å"I† fund (International Stock Index Fund) invests in the stocks of foreign corporations represented in the Morgan Stanley Capital Investment EAFE(Europe, Australia-Asia, Far East) index. The â€Å"Life Cycle† Fund uses a combination of these five funds to optimize returns for employees depending on the time frame they have chosen for their expected retirement. The Thrift Savings Plan (TSP) plays a fundamental role in helping federal workers achieve adequate financial resources for retirement. Employees covered by FERS who do not make voluntary contributions to the TSP, and thus receive only the 1 percent agency automatic contribution, will be able to replace only 2 percent to 4 percent of final annual salary from the TSP at retirement. Most workers in the lower and middle ranges of the federal salary scale will be able to achieve the 60 percent salary replacement. The TSP makes for an admirable compensation feature for many of the active duty military retirees who seek employment with the federal government after retirement. This would be icing on the cake since the military uses the benefits plan based on salary earned in the years immediately preceding retirement which they start receiving the month after they are completely retired from active duty. I could see how the â€Å"double dippers,† as they are called, may be able to maximize on the TSP using their retirement income. It would allow for employees need for security to be satisfied in knowing that after retirement they may have an adequate income after they leave government service if their funds are invested wisely. They would still be able to meet their physiological, safety and security needs, which is especially important in retirement years. That in turn should help to keep their spirit and self esteem up because they are still able to provide for themselves and others that depend on them which should bring a sense of belonging and love. Ultimately, being able to participate in the Thrift Savings Plan, in the public or private sector, sends a message tol employees that their employer or the U S government thought enough of the people who work for them to implement a compensation plan to reward them for their years of service to the organization. I think if more employees had a compensation package that included a benefit similar to the Thrift Savings Plans less people would be concerned about the solvency of Social Security. Federal employees at all income levels can significantly boost their retirement income by contributing to the TSP, and such contributions are essential in order for those in the upper third of the federal pay scale to achieve a level of income that will allow them to maintain their pre-retirement standard of living. References Purcell, P. (2007). Federal employees’ retirement system: The role of the thrift savings plan. Journal of deferred compensation, 13(1), 74-99. Retrieved from Business Source Premier database. Springstead, G. , Wilson, T. (2000) Participation in voluntary individual savings accounts: An analysis of IRAs, 401 (K)s, and the TSP. Social Security Bulletin, 63(1), 34. Retrieved from Business Premier database. (2007). Thrift Savings Plan participant survey results 2006. Pension Benefits, 16(5), 11. Retrieved from Business Source Premier database (2008). Federal Thrift Plan mirrors 401(k) Plans. 401K Advisor, 15(11), 8-9. Retrieved from Business Source Premier database. Barkume, A. (2004). Using incentive pay and providing pay supplements in US job markets. Industrial Relations, 43 (3), 618-633. Dolmat-Connell, J. , Dolmat-Connell, S. , Miller, G. (2009). Potential implications of the economic downturn for executive compensation. Compensation Benefits Review,41, 33-38. Gerhart, B. , Rynes, S. (2003). Compensation: Theory, evidence, and strategic implications. Los Angeles, CA: Sage Publications. Hansen, F. (2010). Currents in compensation and benefits. Compensation Benefits Review, 42: 3-15. Henderson, R. (2006). Compensation management in a knowledge-based world (10th edition). Upper Saddle Creek, NJ: Prentice Hall/Pearson. Milkovich, G. , M. Newman, J. (2008). Compensation (9th edition). New York, NY: McGraw Hill Publishers. How to cite Thrift Savings Plan, Papers

Steroids Essays (1874 words) - Exercise Physiology,

Steroids A Struggle for Size Athletic competition has been part of society since the early beginnings of man. Gladiators, wrestlers, and sprinters are some the early types of athletes that competed. Mankind seems to have been born with a desire to compete; every man feels the need to have dominance over another man. These facts are even apparent in today's society. Now there are all kinds of sports to choose from, and many of these sports are played at a professional level. These sporting events give individuals that chance to be the better of another person, just as the earlier ones did. That inbred desire to dominate will lead men to do almost anything for victory. This is good in many cases because it shows courage and perseverance; on the other hand, many have taken it to the extreme of using outside agents to better their chances for dominance. By this I mean, a large number of athletes use performance enhancing drugs. Athletes have taken natural or synthetic performance aids since the earliest days of organized sports competition(Clark, Cooper, and Griffen, 525). The usage of performance enhancing drugs like steroids has become too widespread and it needs to be stopped. The illegal production and distribution of steroids should be disrupted or even halted. The athletic community as a whole looks down upon the usage of such drugs. Many rules and regulations have been created to cut down on the number of athletes that use drugs to heighten their performances. The Olympics exemplify this strategy very well. If an Olympic competitor admits or is tested positive for steroid use the can be stripped of any medals won, or they can be disqualified from all competition. A well remembered instance in which this occurred was when the sprinter Ben Johnson won the gold medal in the 100-meter dash, but not to long after he was denounced from his position as the worlds fastest man. Professional and college football in the United States also takes this approach to athletes caught using steroids. Football players may be fined or suspended from playing in games for testing positive. Just last month three National Football League players were suspended from the last four games of their season because of testing positive for substances that were similar to steroids. These are not the only events in which testing and penalties take place. Many other sports test their athlete for steroid use. These methods of testing and penalizing the athlete are valiant attempts at reducing the problem. Yet, these attempts are not enough because they focus too much on those that use the drugs instead of the sources of the substances. In no way though are the athletes free from blame. They are the individuals that must make the final decision, but there needs to be more of an effort to penalize the persons distributing these drugs. In order to solve any type of problem, one should consider the source of the dilemma, and then head straight for that source with the intent to dispel the struggle. I have a simple solution to propose that will correct the escalating use of steroids among the athletes of today, but it may be hard to accomplish. Although it seems like a good plan to penalize the athletes for using steroids it really is not, because all this does is temporarily lessen the use, nothing more. These athletes are taking the full blame for this problem, but there are others that should share this burden with them. I believe that instead of attacking athletes as though they are the criminals, we need to assault the distributors of these substances. By cutting off the problem at the root, which is the distributors and producers, we prevent the athlete from ever having the chance of getting their hands on these steroids. If we do not address the problem in this manner then it is possible that it could never get resolved. It will continue to grow like weeds in a garden if we do not rectify the issue. Leaving it up to the athletes to refrain from usage allows the substances to continue being circulated, and this does not bring us towards a solution it merely pacifies us. There needs to be some strict fines placed on those that produce or distribute steroids. It is necessary to understand the nature of these substances and what they are. Steroids are natural or synthetically occurring compounds with a wide range of physiological activity, as defined by Encarta Encyclopedia. Steroids are substances that increase strength